Entering a New World: Leaving Hawai’i

Hawai’i vs. The Mainland ~ A comparison of the Hawaiian Islands to the east coast of the U.S. mainland

Loans

For some crazy reason, many college students think that loans are only for when you are in college. They help pay tuition, room and board, books and even groceries.

But the realistic thing is that you’re most likely going to need a loan to get you started when you have to leave the comfort of pre-paid rent.

Most recent graduates move back in with their parents to “save money” (i.e. free-load as long as possible while attempting to not spend your new pay checks at the bar on the weekends).

For me, the option of moving back home has never crossed my mind. What happened to, “After you’re 18, move out and do it yourself!” I’m pretty sure that’s how it worked for my dad and his generation. Plus, moving back home would mean back to Hawaii, where cost of living is outrageous and the industry I want to get into is limited. I also have my pride. I don’t want to live off my parents anymore, they’ve done so much for me, I figured a college degree should suffice to get me on my feet.

Plan for life immediately after college RIGHT NOW. If you’re like me, I have a couple tips for you; read them on my other posts, Student Loans and Private Loans (for personal use)

Good Luck and Happy Living

2 Comments »

  The Plerplexion wrote @

Your pride and realization of how life is going to be in a couple months is definitely a positive lookout on life. However, and coming from a free-loader himself, living with parents does and doesn’t have its benefits. Granted, I am saving a lot of money. The benefits of this are just too great to avoid. And I, for one, will continue to live with my ‘rents until it is completely clear to me that I am ready for the next stage in my life. That stage could be now, and I know I would love to be living away from my parents with a friend of mine. And one day I know that I will. Until that day, I await patiently, knowing that the day will come. Hopefully sooner rather than later.

On a side-note, I do not agree with the hostility towards free-loaders. People differ from others, but being a free-loader, I am not the only one who benefits from my priviledge of not having too many bills. I allow others in my life to experience some sort of my cash flow.

  treddingtheunfamiliar wrote @

Dear Plerplexion,
I am not shunning free loaders in any way. Nor am I labeling all the people who move back in with their parents as free loaders.
I just do not have the option to move back in with my parents. You are most likely paying rent (however small or large the amount) and it is a good way to save money, without taking out a loan.
But it is harder for most to push themselves to get out and do it on their own once they’ve entered what I call their “comfort nest.”
Others, like yourself, have a plan and were also welcomed back into their home.
I am not. So not only do I not want to move back in with my parents, but they do not want me to move back in with them.

To each his (or her) own.

ps I am sure the other(s) benfiting from your cash flow appreciate it.


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