For some crazy reason, many college students think that loans are only for when you are in college. They help pay tuition, room and board, books and even groceries.

But the realistic thing is that you’re most likely going to need a loan to get you started when you have to leave the comfort of pre-paid rent.

Most recent graduates move back in with their parents to “save money” (i.e. free-load as long as possible while attempting to not spend your new pay checks at the bar on the weekends). Read the rest of this entry »